Can You File Bankruptcy on Student Loans?
Discharging student loans in bankruptcy is harder than other debt — but it’s not impossible. Here’s what the law says in 2026.
Discharging student loans in bankruptcy is harder than other debt — but it’s not impossible. Here’s what the law says in 2026.
Bankruptcy is one of the most powerful debt relief tools in the American legal system — but it is not unlimited. Certain categories of debt are specifically excluded from discharge by the bankruptcy code and survive the bankruptcy process completely, remaining your full legal obligation regardless of whether you file Chapter 7 or Chapter 13….